IMPORTANT INFORMATION
Privacy Policy
Information about Visa Money and the credit provider’s handling of personal information
Who handles your information
Visa Money is an information website. It does not offer an upload form or receive loan application documents on this site. The application opens the credit provider’s separate service. Needy Loans Pty Ltd (ABN 72 676 095 846, Australian Credit Licence 558796) collects and manages information supplied for its credit assessment and customer relationship. This page explains that lender process in the Visa Money context.
Information collected
The lender may collect your name, contact and identity details, tax residency, income, expenses, bank transactions, employment, credit information and supporting documents. If you hold a visa, it may request a grant notice, VEVO evidence or other information about your visa status and conditions to assess eligibility. It may also hold account activity, enquiries and complaints. Basic website usage data such as IP address and browser information may be collected when you visit a site.
How information is collected and used
Information can come from you, the application, identity and bank data services, credit reporting bodies, employers or other lawful sources. It is used to assess and manage credit, verify identity, prevent fraud, respond to enquiries, meet legal duties and, where permitted, communicate about products. If required information is not supplied, the lender may be unable to assess an application.
Sharing and overseas services
Information may be disclosed where permitted to related entities, service providers, credit reporting bodies, other credit providers, regulators, professional advisers and collections providers. The lender’s policy also describes sharing an unsuccessful application, including supporting documents and bank transaction data, with licensed lenders or a lead marketplace for another credit assessment. Overseas support, storage, marketing and business services may be used subject to privacy protections. Review the application’s consent choices carefully before submitting.
Security and your choices
The lender says it uses controlled systems and secure storage. Only send identification and visa documents through the instructions provided by its application or team. You may request access or correction, withdraw consent where applicable, or opt out of marketing by emailing the lender. Service and account notices may continue after a marketing opt out.
Privacy concerns
Contact hello@needyloans.com.au for access, correction or a complaint. If unresolved, the Office of the Australian Information Commissioner can be contacted at oaic.gov.au or 1300 363 992. Credit reporting is explained separately in the Credit Reporting Statement.
These pages explain the published information in the Visa Money context. The credit provider’s application disclosures and your individual loan contract set out the terms applicable to an offer. For questions, contact hello@needyloans.com.au.
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