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IMPORTANT INFORMATION

Borrowing Warning

Consider the cost and alternatives before applying

Do you need to borrow today?

A small loan can be expensive and may not solve a continuing shortage of money. Check the full amount repayable and whether payments fit your budget alongside rent, bills and other debts.

Other options

Ask a utility or service provider about a payment plan. If you receive Centrelink benefits, check whether an advance payment is available. A free financial counsellor can discuss options confidentially on 1800 007 007.

More information

The Australian Government’s MoneySmart website explains small loans and budgeting. For hardship on an existing loan, contact the lender promptly through Complaints and Hardship Support.

These pages explain the published information in the Visa Money context. The credit provider’s application disclosures and your individual loan contract set out the terms applicable to an offer. For questions, contact hello@needyloans.com.au.

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